Longer lives are changing the nature of retirement advice. For decades, retirement planning has focused on the risk of outliving savings. But increasingly, clients face another risk that receives far less attention - frailty risk. And this can no longer be ignored.

Aged Care Steps has published an updated White Paper (September 2026) on precisely this issue - planning for the three phases of retirement.

Older Australians and their families are at significant risk of receiving conflicted, inconsistent and inaccurate advice on aged care from the growing number of unlicensed providers, exposing them to serious financial harm, due to gaps in the regulation of financial advice, according to Aged Care Steps’ latest White Paper.

With the new aged care rules now in effect, many advisers are asking the same questions: What’s changed, what do we need to know, and how do we translate the legislation into practical, day-to-day advice? Watch our recorded webinar for the answers and early lessons.

As the next big test of retirement strategy, the question is not whether clients will face aged care considerations, but whether they will face them well-prepared or unprepared. And that, ultimately, depends on the quality of the advice they receive.

Director of Aged Care Steps Louise Biti joined Shelley Banton of the ASF audits podcast as part of their 2025 series. Listen today for insights into an essential discussion on the urgency of safeguarding the elderly when it comes to self-managed super funds (SMSFs).

We have supplied a written submission to the Australian Government to the recently-tabled Aged Care Bill 2024, with a focus on the implications of Chapter 4 in the Aged Care Bill 2024. Download and read our submission.

Our own Jennifer Langton joined Bryce Holdaway and Ben Kingsley on The Property Couch podcast to discuss the three stages of retirement and why most people don’t think beyond stage one.

Aged care is becoming an important advice area, not only for older members, but also for younger members who either need to make arrangements for parents or are planning for their own future aged care needs.

This paper outlines five (5) reasons why industry super funds need to support members with aged care advice.

Aged Care Steps’ updated White Paper provides practical insights to guide advisers and licensees on the steps to take to be well positioned to meet the Code of Ethics obligations, as well as protect their business from disruptions and be positioned for growth.

Steve Prendeville, Managing Director, Forte Asset Solutions talks about how offering aged care advice can increase the valuation of your advice practice.

Aged care advice has helped many advisers boost business activity and profits, with better client relationships. Don’t miss out. Let us help you capture this increasing demand.