Upcoming lunchtime webinars.

Our monthly lunchtime webinars cover the technical know-how and human elements of giving advice and building your business. CPD hours are allocated, across the range of Code of Ethics categories.

Better yet, subscribers to our Essentials or Active membership packages will enjoy discounted fees or free registrations. They also have the added bonus of access to the recordings anytime, anywhere through the Business Toolkit™ (no CPD hours for recorded versions).

As a person ages, where they choose to live might be driven by personal choice, but it may also be driven by a need for greater levels of security and access to care. The desire to retain independence and privacy may see older clients choose retirement communities as an alternative to living in their own home or residential care.

A retirement community might offer an alternative to residential care, but for some people this might just be an interim step.

Join us in this webinar to unpack:

• Financial implications of retirement villages and land lease communities

• Steps for choosing the right option

• Challenges with managing cashflow

• Differences in Centrelink assessment

• The financials when leaving a village for a move into aged care.

Webinar details:

• Date: Tuesday 13th May 2025

• Time: 10.00am-10.45am (Sydney time)

• Registrations close: 5pm on Monday 12th May 2025

• Price: Free for registered user of Essentials and Active membership packages (plus 2 colleagues in same office). A fee of $100+GST ($110) applies for additional registrations, non-members or Generator-only subscribers.

• CPD: 1 hour (for registered participants who log-in and attend the live webinar for at least 80% of the duration).

An invoice (if applicable) will be issued when you lodge your registration application. Payment is required before attending the webinar.

Granny flat interests can be a win/win for older parents and adult children. But family arrangements always come with potential downsides, particularly for the older parent. In this webinar we will talk about positives, negatives and tips for structuring arrangements for greater protection.

Gain an understanding of:

• A granny flat is more than just a unit in the backyard – learn how arrangements can and can’t be structured

• The mechanics of Centrelink/DVA assessment – how to value a granny flat interest, and when the reasonableness test applies

• How deprivation applies and structuring payments to minimise Centrelink impacts

• Homeowner or non-homeowner classification

• Ending an agreement and a move into aged care

Webinar details:

• Date: Tuesday 13th May 2025

• Time: 11.00am-12.00pm (Sydney time)

• Registrations close: 5pm on Monday 12th May 2025

• Price: Free for registered user of Essentials and Active membership packages (plus 2 colleagues in same office). A fee of $100+GST ($110) applies for additional registrations, non-members or Generator-only subscribers.

• CPD: 1 hour (for registered participants who log-in and attend the live webinar for at least 80% of the duration).

An invoice (if applicable) will be issued when you lodge your registration application. Payment is required before attending the webinar.

Aged care residents who are not classified as low-means (ie. market-price payers) need to pay the full agreed cost of a room in aged care. And these rules are changing from 1 July 2025.

In this session, Jacqui Hayes will take us back to the basics around the cost of residential aged care:

• What the client is paying for

• How market room prices are set and where to find them

• Understanding the $750k threshold, and when to challenge a room price

• Accommodation agreements when a client becomes a permanent resident

• Converting the RAD/RAC into a daily payment (in full or partial) and the choices a client has

• How/when RADs are refunded.

Webinar details:

• Date: Tuesday 10th June 2025

• Time: 10.00am-10.45am (Sydney time)

• Registrations close: 5pm on Monday 9th June 2025

• Price: Free for registered user of Essentials and Active membership packages (plus 2 colleagues in same office). A fee of $100+GST ($110) applies for additional registrations, non-members or Generator-only subscribers.

• CPD: 1 hour (for registered participants who log-in and attend the live webinar for at least 80% of the duration).

An invoice (if applicable) will be issued when you lodge your registration application. Payment is required before attending the webinar.

Aged care residents who are not classified as low-means (ie. market-price payers) need to pay the full agreed cost of a room in aged care. And these rules are changing from 1 July 2025.

In this session, join Jacqui Hayes to take a more strategic look at funding a room in aged care:

• How safe is my RAD? Provider investment rules and government guarantees

• RAD or DAP - the benefits of paying a RAD

• Calculating the retention amount

• Strategies to access a room that looks unaffordable (for example, DAP from RAD & borrowing)

• What happens if a child pays the RAD

Webinar details:

• Date: Tuesday 10th June 2025

• Time: 11.00am-12.00pm (Sydney time)

• Registrations close: 5pm on Monday 9th June 2025

• Price: Free for registered user of Essentials and Active membership packages (plus 2 colleagues in same office). A fee of $100+GST ($110) applies for additional registrations, non-members or Generator-only subscribers.

• CPD: 1 hour (for registered participants who log-in and attend the live webinar for at least 80% of the duration).

An invoice (if applicable) will be issued when you lodge your registration application. Payment is required before attending the webinar.

Clients entering residential care may need to have a means-test amount (MTA) calculated to determine how much they are asked to contribute towards the cost of their care. But from 1 July you will need to navigate two sets of complicated rules. So it is important you can identify which set of rules apply, and calculate contributions for your clients.

In this session, Jacqui Hayes the basics to help you understand the key things you need to know, including:

• The purpose of the MTA

• The formula to calculate the MTA & identify what is assessable as assets/income.

• When the MTA is calculated

• How to get an assessment from Services Australia

Webinar details:

• Date: Tuesday 8th July 2025

• Time: 10.00am-10.45am (Sydney time)

• Registrations close: 5pm on Monday 7th July 2025

• Price: Free for registered user of Essentials and Active membership packages (plus 2 colleagues in same office). A fee of $100+GST ($110) applies for additional registrations, non-members or Generator-only subscribers.

• CPD: 1 hour (for registered participants who log-in and attend the live webinar for at least 80% of the duration).

An invoice (if applicable) will be issued when you lodge your registration application. Payment is required before attending the webinar.

Clients entering residential care may need to have a means-test amount (MTA) calculated to determine how much they are asked to contribute towards the cost of their care. But from 1 July you will need to navigate two sets of complicated rules. So it is important you can identify which set of rules apply, and calculate contributions for your clients.

In this webinar, Jacqui Hayes will cover:

• How the ongoing care fees derive from the MTA

• Who pays what fees (grandfathered v new clients)

• Asset levels when each is payable and self-funded clients need to disclose finances

• How caps put a ceiling on the fees/contributions

• Whether strategies to reduce assessable assets & income are still effective

Webinar details:

• Date: Tuesday 8th July 2025

• Time: 11.00am-12.00pm (Sydney time)

• Registrations close: 5pm on Monday 7th July 2025

• Price: Free for registered user of Essentials and Active membership packages (plus 2 colleagues in same office). A fee of $100+GST ($110) applies for additional registrations, non-members or Generator-only subscribers.

• CPD: 1 hour (for registered participants who log-in and attend the live webinar for at least 80% of the duration).

An invoice (if applicable) will be issued when you lodge your registration application. Payment is required before attending the webinar.

Older clients are increasingly demanding Support at Home to meet care needs. Government subsidies can help to manage the costs, but this comes with complex rules and restrictions.

Join Jacqui Hayes in this webinar to gain an understanding of:

• The new support at home framework

• What care services are available

• Fees payable by a client

• Means-testing processes

• Who is grandfathered under old rules and how they differ.

Webinar details:

• Date: Tuesday 12th August 2025

• Time: 10.00am-10.45am (Sydney time)

• Registrations close: 5pm on Monday 11th August 2025

• Price: Free for registered user of Essentials and Active membership packages (plus 2 colleagues in same office). A fee of $100+GST ($110) applies for additional registrations, non-members or Generator-only subscribers.

• CPD: 1 hour (for registered participants who log-in and attend the live webinar for at least 80% of the duration).

An invoice (if applicable) will be issued when you lodge your registration application. Payment is required before attending the webinar.

Central to your retirement advice is enabling clients to achieve their desired lifestyle. This might help clients with evaluating the options for Support at Home, and how to structure finances to maximise opportunities and achieve their care goals.

In this webinar, Jacqui Hayes will use case studies to demonstrate:

• Why home care is important to your clients and your business

• Strategies for income generation and Centrelink impacts

• The role of a financial adviser and how to develop your service offer for Support at Home

• Tools that are available to help.

Webinar details:

• Date: Tuesday 12th August 2025

• Time: 11.00am-12.00pm (Sydney time)

• Registrations close: 5pm on Monday 11th August 2025

• Price: Free for registered user of Essentials and Active membership packages (plus 2 colleagues in same office). A fee of $100+GST ($110) applies for additional registrations, non-members or Generator-only subscribers.

• CPD: 1 hour (for registered participants who log-in and attend the live webinar for at least 80% of the duration).

An invoice (if applicable) will be issued when you lodge your registration application. Payment is required before attending the webinar.

This year we will see a major piece of aged care reform put into place - a new Aged Care Act and a new fee structure for clients.

Finance and funding of aged care will continue to hit the headlines and clients will be keen to know what it is all about. As we head into 2025 get ahead of the curve and find out what to expect. Join Danni Dixon of Aged Care Steps, in this free webinar to learn:

• How you can provide clients with an aged care advice solution and which model best suits your business

• The key conversation tips you need for clients in 2025

• Implications for advice and clients

• An overview of what to expect and how different the costs will be for clients

• What sets good aged care advice apart

• How Aged Care Steps is supporting advisers in 2025.

Webinar details:

• Date: On-demand recording

• Price: Free

• CPD: Not available

If you have older clients, or clients with older parents, this is a webinar you can’t afford to miss.

The long-awaited reforms to aged care funding and fees (and a Bill to introduce a new Aged Care Act) were tabled in Parliament on 12 September 2024. This follows the Royal Commission and the Aged Care Taskforce’s report, responding to the growing demand for aged care services and the need for increased investment.

The changes are significant, so hear from the experts what is changing and what you need to know. Join Louise Biti in this webinar for a discussion on:

• Why change is needed

• Who is going to pay more

• Phasing out of RADs and retention amounts

• Increases to ongoing care fees

• Is means-testing really gone

• Changes to home care

• What the changes mean for advice

Webinar details:

• Date: On demand recording

• Price: Free

• CPD: Not available.

Without doubt, the demand for aged care advice is higher than it has been and with an ageing population that demand is only going to increase. Advisers need to find a solution that works for their advice business.

But as with any specialist area, aged care advice has its own nuances that can be challenging to fit with your usual advice processes.   

Join Danni Dixon as she sits down with our own aged care experts - Jennifer Langton and Lara Hansen, to discuss:

• Tips & traps in providing advice to aged care clients

• How to use our advice generator to evaluate strategies & prepare your advice documents efficiently.

• How to build out an aged care solution for your clients - whether in-house or outsourcing- to meet this demand

Webinar details:

• Date: On-demand recording

• Price: Free

• CPD: Not available